Discover Your All-In-One Annuity Platform

Explore a digitized annuity solution focused on increasing transparency and objectivity, all while ensuring compliance requirements in the ever-changing regulatory landscape.

Simplified Annuity Transactions

  • Unlock market-leading digital education and training
  • Compare rates, riders, and product features to make the most informed decisions for your clients
  • Eliminate disjointed processes and manual checks & balances to streamline the sales process
  • Gain access to annuities through Luma’s carrier-neutral platform
  • Ensure products are chosen with clients’ best interests in mind


Gain the Edge with Envoy

Use Envoy to learn, order, configure, and track annuities in one place to present the best solutions to clients.

Meet Rising Client Demands

Investors are seeking risk-managed solutions that can provide a more predictable investing experience during periods of heightened uncertainty and volatile markets.

Increase Trust and Confidence

Differentiate yourself from the competition through Envoy's technology and provide a superior client experience.

Boost Your Annuity Business

Review current rates and product information on available annuities to replace the tedious process of gathering insights from multiple carrier channels.


  • Engaging educational content
  • NAIC carrier product training
  • Carrier marketing materials to help advisors explain the benefits of annuities

Order & Configure

  • Extensive data across entire annuity shelf, including rates, riders, and product profiles
  • Configurable product features and options
  • Predictive analytics and carrier illustrations
  • Seamless order entry system


  • Client-level performance reports
  • Email and text alerts for important client and product milestones
  • Integration of new and existing annuity business for single-source tracking

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