The importance of proper contracting cannot be overlooked when licensed with multiple carriers offering hundreds of products. You want the confidence everything is in good order which means you need a system that is intuitive enough to know you’re in good standing with carriers. We offer a simplified contracting platform that expedites your information to carriers to be able to submit business faster and more importantly getting you paid quicker.
Life, DI, LTC & Annuity Carriers
It only takes about 8-10 minutes!
Medicare-Health Carrier Request Form
Email to: fargo.health@simplicitygroup.com after registering above in SureLC
We pair up great carriers and products with top-level experience to increase your sales:
Many states have passed the Producer Licensing Model Act (PLMA), or a version of the original Act. The PLMA modified and streamlined rules pertaining to agent licensing and appointments and in some forms, allows for individuals and corporations to receive commissions on business without obtaining a non-resident license and/or appointment. In certain states, carriers will permit payment of commissions to individuals or corporations not directly involved in the sale, solicitation or negotiation of the insurance contract.
There are 14 states that still require non-resident licensing and appointment in order to receive commissions on business sold in those states, even if the individual or corporation was not directly involved in the sale, solicitation or negotiation of business.
Florida, Georgia, Kentucky, Massachusetts, Montana, New Mexico, North Carolina, Pennsylvania, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia
Anyone receiving compensation in the fourteen states noted above must be appropriately insurance licensed and appointed at the time of solicitation and commission payment in order to receive their compensation. Each carrier may interpret the rule differently or require appointment in additional states to receive override.
Carriers may also have their own rules regarding upline required licenses which may differ from above.
What is the general processing time for a contract?
Contracts generally take 7-14 business days to be processed. Some may take longer depending on background checks and other factors outside of our control. We follow-up on contracts to ensure they are being processed as quickly as possible.
Who can I contact regarding Contracting status or questions?
We’re always happy to help! Contact your assigned Advisor Development Consultant (ADC) at Sunderland Group for all contracting needs. ADC Contact info
Can I check the status of my appointments on SuranceBay?
Not at this time. However, please contact fargo.licensing@simplicitygroup.com for contracting status updates or for other questions.
What is a JIT (just in time) appointment?
A JIT appointment is a contract that will be processed when your first piece of business is submitted.
What is Pre-Appointment appointment?
Carriers require the agent be fully appointed with an assigned agent number prior to submitting your first piece of business. May only apply in certain states at the carrier's discretion.
Can I transfer an existing contract to Sunderland Group?
Yes, you can transfer contracts. However, carriers have different policies and procedures for transfers. Please contact fargo.licensing@simplicitygroup.com to learn more.
